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Challie has rented to Kentucky families for 20 years. When property taxes doubled, he knew renters would be hit the hardest. So he took one small step, speaking up for limits on sudden tax spikes, so more people can afford to stay in their homes. | Americans for Prosperity
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Once we get the property stabilized, meaning rented out, cash flowing, and locked in... Then we take you into what’s called a DSCR loan. DSCR stands for Debt Service Coverage Ratio. But here’s the part everybody misses. They don’t care about your income. They don’t care about your tax returns. They don’t even check your job. Why? Because you’re not the product, the property is. The lender only want to know one thing. Can the property pay the mortgage? If the answer is yes, boom, you’re approved.
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